My parents raised us on the importance of a college education. In our house, it was not “if” you were going to college, but “what” college you were going attend. My father was the first in his family to get a college education and he expected nothing less for his three children.
And so we got our college degrees – each and every one of us. And I and my younger brother are raising our children to expect to go and graduate from college.
When I first started working with parents, I worked primarily with parents of young children who were interested in providing for their children’s future college education. But I kept running into parents of high school students who were very concerned about how they were going to pay the high cost of college. Many of them were looking at taking money from their retirement plans, incurring additional debt, or suggesting their children consider “less expensive” colleges. After having to tell the parents of a high school senior that it was too late to save enough to pay for college, and seeing the disappointment on their faces, I decided to educate myself on the financial aid rules and regulations to see if “something” could be done. In doing the research, I realized that there is a big difference between getting into college and graduating from college – and the difference often is having the money necessary to complete a student’s education.
But what turned the table for me, was her frustration that parents were not getting the information they needed to make better decisions about selecting and paying for college. Most parents focus on getting their kids into the right college academically and stop short determining how they are going to be able to afford the colleges that admit their child.
They rely on what they did when they were going to college, what the neighbor said about attending college, or books they read about applying to college and worst of all, what they hope will happen when they apply to colleges.
Good college planning information with a bias to college funding is out there. But it is scattered and you have to find it, process it and apply it to your situation. Our vision is to gather together and deliver quality targeted information and solutions related to college directly to parents and the students themselves.
I am a parent and committed advocate to families wanting to afford the colleges that admit their children through graduation. She is Certified Financial Planner® professional and a Certified College Planning Specialist – one of less than 500 people in the United States with that designation. In addition, she is the president of College Funding Resource which helps educate families on how to make college an affordable reality, without jeopardizing the family’s retirement and other financial priorities.
Mrs. Gopaul was a guest speaker at Joseph Hurley’s Savingforcollege.com 529 Boot Camp for Advisors, a presenter at the Certified Financial Planner Board of Standards, Inc Financial Planning Clinic, has been a guest on Point of View, Daily Connections, Protect Your American Dream and What’s In Your Hand. She has contributed her views and articles that appeared in The Star-Ledger, Garden State Woman Magazine, The Bottom Line, MorningstarAdvisor.com and divorce360.com. Mrs. Gopaul is highly sought after and has spoken at: Anderson Consulting, Mitchell & Titus LLP, Department of Treasury – US Mint, New Jersey Association of Women Business Owners, Social Security Administration and many other organizations.
I am a member of the National Institute of Certified College Planners.
The Rest of the Team
My family really values education. I remember my parents telling me that the only thing they can leave me that no one can steal is an education. My family
consists of 6 members; this includes my father, mother, sister, my husband and my daughter and me. My parents really wanted to finish college but because
of hindrances like financial and family problems, they were not able to finish it. Despite of it, they always wanted me to finish my own journey of
education. But money has always been a problem for us. So I wasn’t able to finish my own struggle for a degree. My younger sister is in the 7th
grade now and my daughter is in the 3rd grade. We were working hard for them to achieve what we haven’t done. We want them to finish college and
have a good degree.
Even though I don’t have a degree, I am still not giving up on educating myself every day. Learning for me is very important, as it is an everyday process
for me. No matter what happens, I will always strive hard so my daughter can finish her schooling and get what I’ve always wanted. And also I am not giving
up on a thought that maybe one day I will finish and have my own degree.
Jereco O. Paloma
Acquiring college education is something that’s very important to me and my family. Personally, I finished college through full grant from a private college in the southern part of the country that specializes in medical degrees where I graduated with a degree in BS in Psychology.
Working with the College Funding Resource gives me the opportunity to help fellow students acquire good education in my own little ways.